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Insurance is actually a mechanism in which an insurer, according to considerations, undertakes to compensate the possible losses of an insured in the event of an accident within a certain period of time or to provide the necessary services; Therefore, insurance is proposed as one of the methods of dealing with risk, which in a general classification, there are two types of social security insurance and commercial insurance. In addition to what the insurance premium is, the insurance premium payer is specified in the insurance law. According to the law, the employer is responsible for paying the insurance premium; Therefore, the employer must pay the insurance premium to the insurance organization at the appointed time, and if he does not pay, he will be fined; Therefore, the employer must first provide the list of employees' salaries and insurance premiums to the social security insurance organization, and in case of not providing and not paying the insurance premiums, a fine of 2 to 10% will be considered every month.